More about us: purchases and refinances, 100% plus on purchases for qualified borrowers, 1st time buyers, consolidation - fast cash, no income check, home equity & 2nds, refi to 125, any credit - any situation, service - because we care, free pre-qualification and licensed mtge banker - nys banking dept. Our products and services include construction, direct lender and real estate. We offer service in and around commercial and residential. Our certifications include fha.